Quick Answer: How Do I Get Approved For Amazon Credit?

Is it easy to get approved for an Amazon credit card?

A score of 640 or higher is the credit score needed for the Amazon Store Card.

The better your credit score is, the higher your approval odds will be..

Does Amazon do a hard credit check?

Yes, the Amazon Credit Card will do a hard pull. … There is no way to pre-qualify for the Amazon Credit Card. A hard pull usually causes an applicant’s credit score to drop by 5-10 points. Most people’s scores bounce back within 3-6 months with responsible credit management, but it can take up to 12 months.

What credit card can I get with a 600 credit score?

Best credit cards if your FICO score is 600 to 649 overviewCredit CardBest ForCapital One Platinum Credit CardRebuilding creditSecured Mastercard® from Capital OneThe lower end of fair creditOpenSky® Secured Visa® Credit CardThose with little to no creditDiscover it® SecuredCashback rewards AND building credit4 more rows•6 days ago

Can I get a Amazon credit card with bad credit?

Amazon Store Credit Builder – A New Credit Card For Folks With Bad Credit. Amazon now offers the Store Credit Builder Card for those looking to build their credit. … Amazon has partnered with Synchrony Bank to create the Amazon Store Credit Builder Card. This credit card can be used for improving one’s credit rating.

Does applying for Amazon card hurt credit?

Getting the card will make your credit score drop slightly for a very short period of time, but assuming that you’re not getting a mortgage or a car loan in the next few months, it’s really nothing to worry about.

How can I get approved for Amazon credit card?

In order to have good Amazon Prime Rewards Visa Signature Card approval odds, you should start with at least a good credit score (i.e. 700+). Generally, the higher your credit score, the better your odds of approval are. However, your credit score is just one part of your creditworthiness.

Why did I get denied for an Amazon credit card?

Your Amazon Credit Card application can be denied for multiple reasons. Reasons that Chase, the issuer, might deny applicants include too little credit history or too low of a credit score, high amounts of debt, low income, a lot of recent credit inquiries, accounts in collections, or bankruptcy.

What credit score do you need to get the Amazon Visa?

Amazon reports that you’re “more likely to be approved” for their Prime Rewards Siganture card with a score of 640 or higher. There are user reports of being approved with a score as low as 600. Ensuring your revolving balances are low and that you have less than six inquiries will help.

How do I know if I get approved for Amazon credit card?

To check your Amazon credit card application status call the application status line at 888-338-2586. If your Amazon credit card application status is under review, that means your application has not yet been approved or denied. Don’t read too much into it, though.

How long does it take to get approved for a Amazon credit card?

Amazon Rewards Visa Signature Card Approval Process Review these documents carefully before using your Amazon Rewards Visa Signature Card. If your application isn’t approved instantly, you’ll be informed of the application status after Chase Bank completes the review process, usually two to four weeks after applying.

Is an Amazon credit card good?

The Amazon Prime Rewards Visa Signature Card is a fantastic card for die-hard Amazon shoppers. The 5% rewards rate on Amazon purchases and the $70 gift card you get once approved are both great rewards that are tough to beat by any other offer currently on the market.

Should I apply for the Amazon credit card?

If you’re already a Prime member and a heavy Amazon user, this card could be a good addition to your wallet. “The benefits of the Amazon card are good, but not good enough to pay $99 per year for Amazon Prime if you are not a big shopper,” advises financial planner Kathy Hauer. Do the math before applying.